A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly relying to electronic channels for their financial needs. This shift has led to a reduction in branch openings, and many institutions are closing existing branches to streamline

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It illustrates the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of investing. Understanding how to determine FCF and strategi